Liability Coverage for Restaurants

5/18/2012 11:18:14 AM
What types of Alabama liability insurance could benefit new restaurateurs?

High-Tech Anti-Theft Devices May Benefit Your AL Insurance

5/11/2012 6:45:58 AM

You could realize cost savings due to the discounts that might be offered by your AL insurance agent for reducing your risk of theft.

Will a Guest Injury Lead Your Business to Bankruptcy?

5/2/2012 8:30:07 AM
With a sufficient Alabama liability insurance policy, you may be able to limit the expenses you pay out of pocket for guest injuries and other liability claims.

Do You Have Alabama Liability Insurance for Your Business?

4/27/2012 11:19:29 AM
Limiting liability exposure should be a top concern for all entrepreneurs.

Does Your Child Need a Booster Seat?

4/19/2012 11:02:47 AM
A common traffic infraction many adults are ticketed for is the misuse of booster seats. Like all infractions, being cited for this could lead to a rise in your AL insurance rates. Typically, parents and grandparents assume that a child could graduate from a car seat to a regular seat in the car. They are mistaken. A booster seat is recommended until 10 or 12 years of age because many young children are still too small to fit safely into a vehicle’s seat and seat belt. 

Does your business need Alabama liability insurance?

4/13/2012 5:40:19 AM
Are you one of the many small business operators who operate from home without any Alabama liability insurance or other business coverage in place? It might be that you didn’t think you needed it, or that you started up on a miniscule budget, but the chances are that you should have insurance in place. In terms of liability coverage, here are some of the risks that a home based business can be exposed to.

Highway Hypnosis: A Serious Concern During Long Trips

4/5/2012 7:30:13 AM
An important part of keeping AL insurance for your vehicle affordable is avoiding claims. There are a multitude of things that could lead to an accident. For individuals who drive cross-country, the danger of highway hypnosis is all too real. 

Alabama Liability Insurance and Umbrella Policies

3/27/2012 9:01:38 AM

When your home boasts certain features, such as an in-ground pool or trampoline, you should consider if you have adequate liability insurance with your standard home policy and ensure that there are no exclusions that would affect you, for example, a policy may exclude coverage relating to trampoline injuries. Alabama liability insurance is designed to help cover medical bills or damages caused by accidents that occur to third parties at your home. For a greater level of coverage, you may also want to consider an umbrella policy.

Helpful Questions for AL Insurance Seekers

3/22/2012 6:10:59 AM
Many people recognize the inherent benefits of having an AL insurance life policy in place, but there are many factors to consider when determining the amount of coverage you need. There is no one-size-fits-all policy, but there are some basic questions you could ask yourself to get a better idea of your specific needs.

Severe Weather Week in Alabama

3/14/2012 11:49:28 AM
February 19, 2012 signaled the start is Severe Weather Awareness Week for Alabama. The National Weather Service designated the last of February because while the risk for tornados lasts all year, strong and violent cyclones are more common in the Yellowhammer State from March to May. The week’s activities stressed the importance of preparing for a tornado. How do you do that? One thing you need to do is obtain AL insurance to ensure you are compensated for the destruction left in the wake of a twister. Another thing you need to do is learn what do to when a funnel cloud forms.

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